.tips-wrapper {
  padding: 45px 40px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
}

.tip-box {
  background: #f6f8fc;
  border-left: 5px solid gold;
  border-radius: 10px;
  padding: 24px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
}

.tip-box h3 {
  color: #0a1f44;
  margin-bottom: 10px;
}

@media (max-width: 900px) {
  .tips-wrapper {
    grid-template-columns: 1fr;
    padding: 35px 20px;
  }
}